Cart (0) 0
  • Home
  • Buy Now Pay Later with Affirm

Buy Now Pay Later with Affirm

Choose how you pay at your own pace

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

Just select Affirm at checkout

Buying with Affirm is simple

1. Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2. Choose how you pay

Pick the payment plan you like best—from 4 interest-free payments every 2 weeks to monthly payments up 36 months. You’ll never pay more than you agree to up front. See footer for details.

3. Pay over time

Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders. 

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying. 

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never go up.

Flexible

You choose the payment plan that works for you. Our smart checkout gives you options.

Fair

Affirm won’t charge you late fees or penalties of any kind, ever.

*Disclosure: Rates from 0% APR or 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders.Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

FAQs

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Customer Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.
Unparalleled Quality.

Hand-selected and individually inspected pearls ensure our highest quality standards.

Fair & Transparent Pricing.

Jewelry up to 80% below traditional retail prices. Luxury without the markup.

Free Shipping Worldwide.

On orders over $49 USD

Buy Now Pay Later With Affirm
BECOME A HOUSE MEMEBER

Drop your email below and we'll send you members-only discount.

TOP

WHAT ARE YOU LOOKING FOR?

MY BAG (0)
Your shopping bag is empty.

Thanks for subscribing!

Continue shopping

A Complete Guide to Pearl Strand Lengths: Find Your Perfect Fit

Pearl necklaces have stood the test of time, offering elegance, grace, and timeless appeal across generations. But did you know that the length of your pearl strand can completely change the look and feel of your outfit? Whether you’re dressing for a wedding, work event, or weekend brunch, the right strand length makes all the difference.

Let’s explore the different pearl strand lengths, what they’re called, how long they are, and when to wear each style.

1. Collar (12–13 inches / 30–33 cm)

Style: Worn tightly around the neck
Best For: Formal wear, strapless or off-the-shoulder dresses, bridal styling

The collar length is the shortest pearl strand, sitting snugly around the neck like a high choker. It offers a regal and vintage-inspired look that pairs beautifully with elegant evening gowns or classic bridal styles.

2. Choker (14–16 inches / 35–41 cm)

Style: Sits at the base of the neck
Best For: Everyday elegance, V-necks, scoop necks, and strapless tops

The choker is a timeless classic that adds a graceful accent to any neckline. Whether worn alone or layered, it’s perfect for both casual and formal outfits.

3. Princess (17–19 inches / 43–48 cm)

Style: Falls just below the collarbone
Best For: All occasions, from workdays to weddings

The most popular and versatile pearl necklace length, the princess strand suits nearly every outfit and age. It's an ideal starting piece for anyone building a pearl collection.

4. Matinee (20–24 inches / 51–61 cm)

Style: Sits above the bust
Best For: Professional settings, semi-formal events, and day-to-night transitions

Slightly longer than the princess, the matinee pearl strand adds sophistication without being overpowering. It’s the go-to for workplace attire and elegant daytime looks.

5. Opera (28–36 inches / 71–91 cm)

Style: Falls below the bust
Best For: Formal occasions, vintage glamour, or stylish layering

Opera-length pearls exude drama and grace. They can be worn as a single strand or doubled for a layered effect. Pair with evening gowns or minimalist dresses for a striking look.

6. Rope / Lariat (37 inches+ / 94 cm+)

Style: Ultra-long and versatile
Best For: High fashion, creative styling, or statement looks

The longest of all, rope or lariat strands are ideal for layering, knotting, or wrapping around the neck. They’re a favorite among fashion-forward pearl lovers who enjoy making bold style statements.

Choosing the Right Length for You

  • Petite frame? Try a choker or princess length to highlight your neckline.

  • Looking for drama? Opera or rope lengths bring flair and elegance.

  • Gifting pearls? The princess strand is a safe and beloved choice.

Final Thoughts

Pearls are more than just jewelry—they're a personal style statement. Whether you're drawn to the understated elegance of a choker or the luxurious feel of an opera strand, there's a pearl necklace to match your mood, outfit, and occasion.

Browse our full collection of pearl strands at House of Pearls and find the length that speaks to you.

Thanks for contacting us. We'll get back to you as soon as possible.

Continue shopping