Buy Now Pay Later with Affirm

Make 4 interest-free payments with Affirm

Keep it simple with Pay in 4

For example, an $800 purchase could be split into 4 interest-free payments of
$200 every 2 weeks.

1. Fill your cart

When you’re done shopping, select Affirm at checkout.

2. Choose how to pay

Enter a few pieces of info for a real time decision.

3. Pay over time

Make 4 payments every 2 weeks at affirm.com or in the Affirm app. You’ll getemail and text reminders.

Buy with Confidence

When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You'll never pay late fees or hidden fees of any kind.

Transparent

You'll never pay late fees, hidden fees, or annual fees. And never any compound interest, either.

Flexible

You choose the payment schedule that works best for you.

Fair

Affirm doesn’t charge late fees or hidden fees of any kind, ever

Disclosure

Payment options are offered by Affirm, are subject to an eligibility check, and
may not be available everywhere. Options depend on
your purchase amount and a down payment may be required. CA residents:
Loans by Affirm Loan Services, LLC are made or arranged pursuant to a
California Finance Lender license. For licenses and disclosures, see
affirm.com/licenses.

FAQs

Can I pay off my purchase early?

Yes, there’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before paymentsare due.

Can I return an item I bought with Affirm?

Yes, you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit?

No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.

Hand-Selected Pearls

Individually inspected for quality and luster.

Fair Direct Pricing

Luxury pearls without the retail markup.

Free Shipping $150+

Free standard shipping worldwide.

14-Day Quality Care

Damaged, defective, or incorrect items? We'll make it right.

BECOME A HOUSE MEMEBER

Drop your email below and we'll send you members-only discount.